0800 399 666

For as little as $1000 you can invest with one of New Zealand's leading consumer finance companies.

Finance Direct offers public and corporate investors attractive fixed rates through our secured first ranking term deposit investment product.

A wide range of deposit terms from six months to five years is available. We also offer a customised maturity date option if required.

Finance Direct investments are secured on behalf of all investors by the Covenant Trustee Company which has a floating first charge over all of Finance Direct's assets. Terms are available from six months to five years, secured debenture stock is ideal for investors requiring a fixed term and a competitive rate of return. Click here to obtain a copy of the current Finance Direct investment statement and prospectus.

To speak to one of our experienced investment staff, phone 0800 399 666 or contact us via email and one of our team will give you a call.

Secured First Ranking Debenture Stock Investment rates effective 03/08/2010

Special Offer Rates

Term	Standard Rates	Loyalty Rates
12 months	9.25% p.a.	9.75% p.a
18 months	9.50% p.a.	10.00% p.a.

Current Rates

Term	Standard Rates	Loyalty Rates
6 months	6.75% p.a.	6.75% p.a.
12 months	9.25% p.a.	9.75% p.a.
18 months	9.50% p.a.	10.00% p.a.
24 months	9.50% p.a.	9.75% p.a.
36 months	9.25% p.a.	9.50% p.a.
48 months	8.75% p.a.	9.00% p.a.
60 months	8.75% p.a.	9.00% p.a.

Minimum deposit is $1,000.

Please note that these interest rates are subject to change. For further information and to confirm these rates, please contact Finance Direct on 0800 399 666.

This rate sheet should be read in conjunction with a Registered Prospectus and Investment Statement that may be obtained at the address on the left.


 

REGISTERED PROSPECTUS AND INVESTMENT STATEMENT DISCLOSURE

Registered prospectus and investment statement

For a copy of the latest Finance Direct Limited; Prospectus and Investment Statement and application form, please click here.

Rating of Finance Direct Limited


Finance Direct Limited is exempt under the Deposit Takers (Credit Ratings Minimum Threshold) Exemption Notice 2009 from the requirement of section 157I of the Reserve Bank of New Zealand Act 1989 to obtain a credit rating. For more information, click here.

The creditworthiness of Finance Direct Limited has therefore not been rated by a rating agency approved by the Reserve Bank of New Zealand under section 157J of the Reserve Bank of New Zealand Act 1989.

Finance Direct Limited has made no decision on whether it will seek a rating in the future.

RETAIL DEPOSIT GUARANTEE SCHEME


On 12 November 2008, Finance Direct Limited was approved by the Crown under the Retail Deposit Guarantee Scheme.
 

For a copy of the Finance Direct Limited approval on 7 November 2008, please click here.


For information on the changes announced on 17 November 2009, please click here.


For a Question and Answers about the Retail Deposit Guarantee Scheme, please click here