Privacy Act 2020
I/We
a) declare the above information is true and
correct and that I am/we are over the age of 18 years and I am/we are not an
undischarged bankrupt/s;
b) authorise you (Finance Direct Limited) to
send this application to any third party (the FINANCE COMPANY): and
c) agree the FINANCE COMPANY may collect from
credit reporting agencies, credit providers, my/our employers/s, accountant/s,
or other named person/s or relative/s, such personal, financial and commercial
information and references about me/us as is necessary for the purposes of
considering this application.
d) consent to you (Finance Direct Limited)
collecting, using and disclosing my personal information for the following
purposes:
- Verifying any information that I give
to you (or information that you may collect from other sources) with third
parties and third party databases, including Government agencies (for eg.
NZ Transport Authority, Dept of Internal Affairs, Motor Vehicle Register
(name and address), PPSR) for a purpose related to your application for
credit, or administering your account with us, including for fraud
prevention and complying with the Anti-Money Laundering and Countering
Financing Terrorism Act 2009
- Carrying out credit checks on me with
a credit reporting agency for a purpose of making a credit decision
affecting me (including debt collection), for providing you with a
quotation of the cost of credit or for the requirements of the AntiMoney
Laundering and Countering Financing Terrorism Act 2009. This will require
you to give my information to the credit reporting agency as well as the
credit reporting agency providing information about me to you. [You may
also disclose my positive credit information (including repayment history
information) to a credit reporting agency.]
- Debt recovery including appointing an
agent to collect any outstanding debts and listing defaults with a credit
reporting agency.
- Checking the Ministry of Justice fines
database for any overdue fines I may have. This will require you to give
my information to the Ministry of Justice. This check may be carried out
by a credit reporting agency, which will require the search results to be
disclosed to the credit reporting agency.
- Where I have voluntarily given you my
driver licence information, this information may also be disclosed to a
credit reporting agency and the Ministry of Justice as part of the checks
you undertake with them.
And I/we agree that you may produce this
authority to such parties for the purposes of collecting such information.
e) I/we agree to meet the cost of an independent
valuation of the security to support this application such valuation to be
obtained by you in consequence of this applicant. My/our solicitor/agent is
authorised to accept any notification on my/our behalf.
f) I/we declare that the above information is
true and correct in every particular and it is upon this basis that I/we make
this application.
I/We acknowledge that if the FINANCE COMPANY
provides this finance the FINANCE COMPANY:
a) will keep the personal information during
this period the finance is provided and for six months after repayments of all
credit provided by the FINANCE COMPANY:
b) may collect and monitor personal information
about me/us as is necessary for the administration and protection of such
credit: and
c) may provide any of the personal information
to a third party employed by the FINANCE COMPANY to assist in enforcement of
any agreement between us.
d) I/We request the FINANCE COMPANY or any
related finance company to send me/us details of other products and services
from time to time.
e) I/we understand that Finance Direct Limited
is asking for personal information about me to use credit reporting service to
credit check me/us, including to verify my/our identity as Finance Direct
Limited may be required to do by laws such as the Anti-Money Laundering and
Countering Financing of Terrorism Act 2009 (AML Laws). Where the personal
information may readily be retrieved, I/WE shall have access to it and the
right to request correction.
Provision of Additional Services
I authorise the FINANCE COMPANY to disclose
personal information about me to a credit agency for the purposes of compiling
a credit report, creating a credit profile, merchandising, market research and
offering additional services including newsletters from Finance Direct Limited
or the offer of additional credit facilities. The information that may be
disclosed includes:
name, address and telephone number; the loan
amount of any facility; any debits made; the frequency and amounts of payments
made including details of overdue payments. I understand that I have the right
to access and request correction of my personal information held by the credit
reporting agency.